What am I really paying?
Calculate total processing fees as a percentage of card sales for the same period.
Use the effective rate calculator
Payments resources
Get the answer. Skip the jargon.
Start with the question you have. Keep the deeper detail for when you need it.
Start here
Understand your actual costs.
What is on my statement?
See what a review covers, which costs matter, and what context to provide.
Understand the payments reviewCompare your options
Make the tradeoffs visible.
How are fees structured?
Compare interchange-plus, flat-rate, and other account pricing models.
Compare pricing modelsWhat is interchange?
Understand one part of processing cost and how it differs from markup.
Read the interchange guideWhat changes for the guest?
Understand the differences between surcharge, cash discount, and dual pricing.
Review payment-method pricing
Your next step
Put the numbers in context.
A payments review connects the statement to how your restaurant actually operates.
Get a Payments Review